Property owning makes up a large and diverse part of the UK economy. It encompasses a wide range of entities that either own or manage properties for profit or exist to support tenants primarily.

Portfolios of properties vary in size and type. At T.I.C. Insurance Brokers we cover most needs, from an individual with a single buy-to-let property to financial institutions owning and managing many commercial and residential properties.

We understand this sector inside out. At T.I.C we appreciate that every portfolio is different. We know that the key obligation is to ensure that properties are maintained to a standard that adheres to specific statutory legislation. We can advise & offer products that have been specially designed for property owners, allowing you to select the right cover for a tailored solution.

Landlords / Residential Lets Insurance

As a landlord you will understand the importance of having your let properties insured against risks such as fire, lightning, earthquake, theft and subsidence. T.I.C. Insurance Brokers can search the market to find you a competitive landlords insurance policy with the comprehensive cover you'd expect.

Because we are a specialist in landlords insurance we are able to provide extremely comprehensive policies at very competitive premiums. Let T.I.C. compare the market for you from our large panel of insurers that specialise in this sector.

There are several factors which can effect the premium and cover provided for your landlords insurance. 

• Building sum insured
• Contents sum insured
• Buildings with subsidence
• Unoccupied properties
• Tenant types(students,dss,professional)

The building sum to be insured for insurance purposes can usually be found on any professional survey taken on the property which you may have paid for yourself or may have been carried out by your lender(if there is a mortgage on the property). This sum differs from the sale price and should include associated costs of rebuilding the property such as clearance costs. As a landlord you will understand the importance of having your let properties insured against risks such as fire, lightning, earthquake, theft and subsidence. As a broker we can search the market to find you a competitive landlords insurance policy with the comprehensive cover you'd expect.

Commercial Property Owners Insurance

As a broker with many years of experience in arranging commercial property insurance we can search the market on your behalf and provide you with a competitive quotation to provide a comprehensive insurance policy for your commercial property, whether it be a shop, office, factory or another type of property.

We understand how frustrating searching for the best commercial property insurance quote can be, after all their are so many different insurers out there who can provide cover for your commercial property, by using T.I.C. you can take the stress out of this experience because we have systems in place which enable us to search the market on your behalf and negotiate a premium directly with the insurance company.

When arranging your commercial property insurance you will need to provide details not only about the property to be insured but also your own circumstances such as any previous claims history, bankruptcy or criminal convictions. You may find that your quote is higher if you have had a history of making claims on this type of insurance, just like you would expect in car insurance for example. The age and rebuild value of the property and such like can obviously have an effect on your premium also, we can advise you on which policy would best meet your requirement. As an owner of a commercial property you will want to ensure you have continuous insurance in place to provide protection against potential financial losses should the worst occur.

For the benefit of our clients & potential customers we accept a range of different payment options for those paying for their property insurance, such as credit card, debit card, cheque or we can usually offer a monthly payment scheme to spread the cost of your insurance over the year.

Residential Let or Commercial Property T.I.C. Insurance Brokers can provide a comprehensive policy with the widest cover available at a competitive price to suit your requirements from our extensive panel of leading property insurers.

Contact T.I.C. for a FREE No Obligation Quotation to find out what we can do for you!

Or if you prefer:-