Protection

T.I.C. (UK) Limited via Towergate Underwriting have teamed up with HomeServe, an established provider of Home Emergency and domestic repair services to provide a comprehensive range of Home Emergency products for our clients from only 21p per day*

Home emergency insurance policies arranged by HomeServe are designed to take care of home emergencies with a fast response from approved tradesmen, and nothing extra to pay within the policy cover limits. Products are available to supplement your existing home insurance policy or to stand alone.

Key Features

Approved plumbers, electricians, appliance manufacturers and more.

• Available to call 24/7 – 365 days a year
• 2 hour response aim for water and electrical emergencies
• No call out fees
• All permanent repairs are guaranteed for the lifetime of your policy
• HomeServe has 15 years experience attending UK homes

Cover provided

Home Insurance Emergency Cover Plus - Cover available for radiators, water supply pipe, plumbing emergencies and the gas central heating system 

Home Emergency Assistance - Cover available for internal plumbing and electrical emergencies, gas boiler or electric heating breakdown, leaking pipes, security and glazing emergencies

Gas Boiler Service - From minor repairs to full operational checks, this policy will provide peace of mind that your boiler is fully operational at all times

Complete Cover - Complete Cover provides cover for plumbing, drainage and water supply emergencies. The underground water supply pipe is also covered

Gas Central Heating Cover - Ensure your central heating remains protected from costly repairs such as the boiler pump or electrical/mechanical malfunctions
 

Complete Water - Protection from water emergencies such as blocked drains or burst pipes. All emergencies relating to internal plumbing and drainage are covered under this policy
 

Complete Utilities - Protect your home from plumbing, drains, electrics, water and gas supply emergencies

Water Supply Pipe - Protect your water supply pipe from bursts or leaks

General Exclusions

All homeowners are eligible to apply unless their property is:

• used for commercial purposes
• a mobile home
• a bed-sit
• in multiple-occupancy
• a flat (unless stated on the cover)

For the specifics or each cover, please refer to the policy Terms & Conditions.

Housing Association Co-owners: if you part bought your home in conjunction with a Housing Association, you're eligible to apply for policies, although we advise that they double check your responsibilities for the property.

Council Tenants: will not need any home emergency cover because the Council is responsible for repairs.

Private Tenants: before they apply, they should check what repairs they're responsible for with their landlord.

Landlords: as with homeowners, they are eligible to apply for home emergency cover that has been created specifically for Landlord's.

* There is an initial 14 day waiting period where you're not covered, giving you 11 and a half months cover in your first year, therefore the effctive cost of cover is 22p per day.

For further details please contact any one of T.I.C.'s UK based offices and speak to an adviser who can provide you with the full range of options & covers available....

Or if you prefer: