Travel Insurance

Insure your single, multi-trip and long stay travel arrangements

We can arrange Travel Insurance for your trip whether it’s a relaxing break in the sun, a European city sight-seeing tour or a wild road trip down Route 66.

Covering the unexpected, whilst you cover the globe

Protecting against the cost of healthcare abroad

Travel Insurance can also foot the cost in other scenarios such as cutting your trip short, lost or stolen bags and lost cash.

When planning a holiday, you don’t want to think about what could go wrong so let us take this out of your hands.


Stay protected even in your most hair-raising moments

Get covered for your adventure holidays including white water rafting, skiing and scuba diving.

Travel Insurance ‘Must Haves'

When finding you the right Travel Insurance, we ensure we source a policy based on your individual requirements.

There are a number of ‘nice-to-haves’ or optional extras available with Travel Insurance, however, there are certain features which we think it should cover so you’re not left out of pocket.

We believe in making sure you have comprehensive insurance for your travels so you can take off in the knowledge that you’re covered, whatever the weather.

Medical and Accident cover

Medical and Accident cover protects you in the event you have an illness or accident on your trip and require emergency medical attention.

It’s wise to ensure your policy also covers Repatriation back to the UK.

To ensure you’re fully covered, make sure you report any pre-existing illnesses prior to obtaining the policy.

Trip Cancellation/Delay

In the event you are forced to cancel or cut short your trip due to unforeseeable circumstances, Trip Cancellation covers the cost of any travel or accommodation you have pre-paid for.

If your policy includes Travel Delay, this protects against delays due to traffic, strikes or bad weather. You will be covered for the cost of food and drink at the airport and potentially for holiday abandonment if the delay is over 24 hours.

Lost baggage, documents or cash

Whilst in transit, there is a risk of your luggage getting lost, stolen or damaged – Baggage Loss will cover the cost of replacing this.

Lost Documents/Cash cover will protect you against losing your cash and passport. The policy will specify an agreed maximum amount to pay out for any costs incurred.

Tailored travel packages

Cover for:

  • Single trips
  • Annual trips
  • Long stay
  • Gap years
  • Backpackers
  • Over 65’s
  • Winter sports trips
  • Religious pilgrimages

All our policy options are available for individuals, couples, and families.

Don't get caught out by the Terms and Conditions of your policy


We aim to help our clients get a fair and reasonable result every time they make a claim. However, every policy has terms and conditions and you need to be aware of these so you don’t end up out of pocket for things which could be avoided.

Common Reasons

  • Alcohol/substance misuse
  • Incorrect information
  • Cancelling your flight due to delay
  • Missing flights due to traffic
  • Airline bankruptcy
  • Negligence
  • Correct channels not followed
  • Extreme sports

Additional Cover

If you’re 65 or older, it can be increasingly difficult to find travel insurance at a fair price. We can help arrange a suitable policy at a competitive price.

For those with pre-existing illnesses, we will work with you to find a policy that is suitable for you, giving you the reassurance of comprehensive cover when you’re away.

We can arrange cover for adventure activities often excluded for standard travel policies, and any equipment you may need to take along with you.

We have been using The Insurance Centre for a good number of years and they have always offered very competitive prices and they also answer any questions and queries efficiently.

Being able to call or visit the office has meant I’ve not had to spend time trying to contact insurance companies, which has enabled me to concentrate on other areas of our business.

I highly recommend this company and wouldn’t consider using anywhere else for our insurance needs. They are centred around customer care and the dedicated team are friendly, approachable and highly professional.

TIC are a company that care and they always go the extra mile.

Mrs K Smith | Lancaster

The Insurance Centre has provided insurance services to our company for a number of years. Their approach to customer service is incomparable, with expert advice and the most competitively priced policies to suit our business needs.

The support continues all through the insurance process from obtaining the initial quotations, changes to the cover during the term of the policy and providing assistance during accidents and claims. The Insurance Centre responds promptly and professionally to any communication.

We would highly recommend the company to anyone who is looking for a helpful, friendly, proactive and efficient approach to insurance services.

| Bay Scaffolding Ltd

I found The Insurance Centre a great company to deal with when sourcing my combined brewery and tap room insurance policy.

Suzanne’s advice was second-to-none, her attention to detail and tenacious approach meant that I was covered when my business was ready to open at a premium that was the most competitive amongst the quotes I had obtained. I will definitely be working with The Insurance Centre again in the future.

Dom Hope-Smith, Director | Carnival Brewing Company

Ourselves and a number of our extended family members have used The Insurance Centre for the past 30 plus years for both our business and personal insurances. Nothing is too much trouble and all our queries are dealt with swiftly. We could not recommend them highly enough.

Sarah and Ben Johnson | High Net Worth and Property portfolio client

Frequently Asked Questions

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