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Recent News

International chemical firm prosecuted over multiple incidents

  • News Item
  • 3rd May, 2013
An international chemical firm has been fined more than £100,000 after workers were put in danger in three separate incidents at its Cheshire factory. One employee at Tata Chemicals Europe Ltd’s plant in Northwich suffered severe burns to his...

Tenant Eviction

  • News Item
  • 3rd May, 2013
Tenant Eviction is a process which several landlords under-estimate. Some people will tell you that evicting tenants is simple, “oh just issue a section 21 notice or a section 8 notice” are words often spoken at landlords gatherings an...

Job Vacancy - Commercial Account Handler (Internal Position) required at our Lancaster Office

  • News Item
  • 23rd April, 2013
TIC have an exciting opportunity available for an Experienced Internal Commercial Account Handler at our Lancaster Office. The ideal candidate will have a minimum 4 years experience dealing with all aspects of SME Commercial Lines Insurance produc...

Windermere garage fined after mechanic badly burned

  • News Item
  • 23rd January, 2013
A Windermere garage has been fined after a mechanic was badly burned while trying to cut the top off an empty oil drum. The 26-year-old from the town was using a propane torch to remove the lid when the remaining oil inside the drum set aligh...

Chester landlord ignored gas safety warnings

  • News Item
  • 23rd January, 2013
A Chester landlord has been fined after ignoring repeated warnings about gas safety at a property she rented out in the city. The landlord, was prosecuted by the Health and Safety Executive (HSE) after she failed to arrange for a registered g...

Bad weather/Snow disruption and Employers rights

  • News Item
  • 18th January, 2013
Employees are obliged to attend work in terms of their contracts of employment. This applies even in extreme weather conditions. Therefore, under UK employment law, you would be within your rights to refuse to pay an employee who cannot make it in...

Landlords investing more according to new data from ARLA

  • News Item
  • 18th January, 2013
The latest market data from the Association of Residential Lettings Agents (ARLA) has revealed an upward trend in landlord investment over the past 12 months. The average number of buy-to-let properties owned by landlords peaked at eight in ...

Rents rising in Scotland

  • News Item
  • 18th January, 2013
A new era for the rental sector has been confirmed with a sharp rise in rental prices across Scotland, particularly in Edinburgh and Aberdeen. Property experts who have carefully tracked the state of the Scottish rental market for more than ...

The Deposit Protection Service announce new pricing structure

  • News Item
  • 15th January, 2013
The Deposit Protection Service (The DPS) has announced the pricing structure for its new insurance based deposit protection scheme and rules out membership and annual renewal fees. In the DPS press release they claim to be offering the easies...

Suffolk firm fined for electrical hazard

  • News Item
  • 4th January, 2013
A Suffolk plastics manufacturer has been fined after electrical fittings at its production site were found to be dangerous. The Health and Safety Executive (HSE) uncovered serious issues with the construction and maintenance of the electrical...

Family put at risk by Bradford landlord

  • News Item
  • 4th January, 2013
A private landlord in Bradford has appeared in court after he repeatedly failed to produce a gas safety record for a property in Heaton where a mother lived with her two children. The Landlord ignored a series of warnings from the Health and ...

2012 floods cost UK an estimated £13bn

  • News Item
  • 31st December, 2012
The recent months’ downpours in Britain have cost the country £13 billion due to flooding of houses and major disruptions to the transport network. Flooding in Britain’s wettest year on record made the country’s economy suffer a £12 billion l...

Seasonal searches could mask flood risk for UK properties

  • News Item
  • 31st December, 2012
The seasonality of conveyancing property searches undertaken by property lawyers may leave home buyers heartbroken if unexpected risks cause damage to their property in the future, it is claimed. In research into flood risk searches undertak...

UK house prices set to rise by 2% in 2013 says RICS

  • News Item
  • 31st December, 2012
House prices in the UK will see an increase of 2% over the course of next year while the cost of renting a home should rise by around 4%, according to the 2012 forecast from the Royal Institution of Chartered Surveyors published today (Friday 14 D...

UK commercial property market to expect further falls in 2013

  • News Item
  • 31st December, 2012
UK commercial property sector secondary values will continue to fall in 2013, reflecting dwindling investor demand, according to a new report. The quarter three Commercial Property Market Outlook report from property consultants and chartered...

ARLA Predictions for 2013

  • News Item
  • 31st December, 2012
The Association of Residential Letting Agents (ARLA) today revealed its predictions for the UK property market over the next 12 months. Ian Potter, Managing Director of ARLA, said the Private Rented Sector (PRS) will continue to see demand o...

10 things landlords should seriously consider

  • News Item
  • 31st December, 2012
Landlords advice – 10 things landlords should seriously consider before it is too late 1. Know when to stop investing and start living. I have a friend who is fast approaching 50 years old who owns 82 properties. His goal is to get to 100. Wh...

Landlords Liability Insurance – do flat owners need it?

  • News Item
  • 27th December, 2012
This is a very interesting question. It’s not a legal requirement for landlords to purchase landlords liability insurance for flats but I do so myself and strongly recommend it. Many landlords make the mistake in thinking that the freeho...

Rent A Room Scheme – earn £4,250 per annum tax free

  • News Item
  • 27th December, 2012
If you’re renting out a room or rooms in your own home, there’s a tax benefit that’s really worth investigating. It’s called the Rent a Room Scheme and offers live-in-landlords the chance to earn £4,250 in rent and services to lodgers before you n...

According to the housing Charity “Crisis” only 1.5% of private landlords across the UK are willing to rent to benefit claimants aged under 35.

  • News Item
  • 27th December, 2012
Changes in benefit rules have meant that single people under the age of 35 can now only claim benefits which are sufficient to rent a room in a shared house. With increased demand though, Private Landlords are in a much better position to “cherry ...

Unoccupied Residential Premises - The Hard Facts.

  • News Item
  • 18th April, 2011
Introduction Evidence shows that unoccupied residential properties are more vulnerable to damage than similar occupied premises. This is true even if vacancy is temporary. Poor supervision, lack of appropriate security and the misplaced...

T.I.C. will beat your Current Insurance Premium By a minimum 10%

  • News Item
  • 21st September, 2010
Great news on SME Commercial Insurance, including Commercial Combined, Retailers, Shops & Offices - We will beat your Current Insurance Premium by minimum 10% T.I.C. Insurance Brokers believe businesses that are well run deserve to be rew...

'Are you paying too much for your Guest House or Private Hotel Insurance?'

  • News Item
  • 18th August, 2010
If you feel you are paying too much or do not have the correct covers in place for your Guest house or Private Hotel insurances then T.I.C. may well have the answer. At T.I.C. we have access to a range of comprehensive insurance policies tha...

Tackling payment card fraud

  • News Item
  • 3rd August, 2010
Payment card fraud is probably the fastest growing crime in the world today. Everyone is aware of the issue of personal loss from fraud due to skimmed cards and identity theft, but not everyone is aware of how much further it goes. Retailers ...